Solar Panel Cost Guide in Half Moon Bay, CA (2025 Update)
- Half Moon Bay Solar Installation Cost: $7,454
- 25-Year Savings: $20,467
- Payback Period: 7.1 Years
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Average Cost of Solar Panels in Half Moon Bay
Let’s have a look at the average cost of solar in Half Moon Bay.
The national average cost of solar panels is $2.66 per watt, but in Half Moon Bay it’s 3 per watt.To cover the typical energy needs of the average home in Half Moon Bay, most homeowners require a 3.1-kilowatt system. Using the figure above, a solar installation costs about $7,454, or $10,659 before the federal solar tax credit of 0 is applied.
The true cost of your system can go above or below the average in Half Moon Bay based on a variety of factors, such as the type of solar panels you choose and the solar company you hire.With average savings of about $33,000 on electricity bills over 20 years, many homeowners in Half Moon Bay find installing solar panels can be quite rewarding.
You can click the button below to get connected with a top solar installer in Half Moon Bay for a quote for your home.
Solar savings over time in Half Moon Bay
| Year | Return on Investment |
|---|---|
| 1 years | $-5,916 |
| 3 years | $-2,840 |
| 5 years | $236 |
| 7 years | $3,312 |
| 9 years | $6,388 |
| 11 years | $9,463 |
| 13 years | $12,539 |
| 15 years | $15,615 |
| 17 years | $18,691 |
| 19 years | $21,767 |
| 21 years | $24,842 |
| 23 years | $27,918 |
| 25 years | $30,994 |
Top Solar Installers in Half Moon Bay
Trying to put up solar panels yourself can be a challenging project, which is why using a solar installation company is a good option for many homeowners. A solar installer can also help save you money over the lifespan of your system by providing warranties, repairs and part replacements.
If you’d like to make the switch to solar but still aren’t sure which solar panel company to go with, here are our suggestions for providers nearby:
See all of the solar companies in Half Moon Bay
Factors that Affect Solar Panel Costs in Half Moon Bay
Cost is typically one of the most important factors for homeowners considering investing in solar. There are a few key factors that affect your total cost in Half Moon Bay: solar equipment and system size, financing options and the solar installation company you choose. We’ll discuss each of these briefly below.
Solar Equipment
One of the most significant factors to consider when it comes to the cost of installing solar panels is the size of the solar system, which is measured in kilowatts (kW). The more power your household uses, the larger your system will likely need to be. You can expect to spend around $3,470 per kilowatt in Half Moon Bay.There are several different solar panel brands and the one you choose also affects the cost. In many cases, the brands that offer higher efficiency tend to also be more expensive. Plus, the type of equipment you’re looking to install can affect your total cost. If you just need panels, your system will be far less expensive than if you also need solar batteries or an electric vehicle charger.
Solar Financing Terms
For some homeowners, paying for solar out of pocket can be challenging. Solar loans are provided by most installers in Half Moon Bay, which can bring down, or in some cases completely eliminate, your upfront costs to make solar more affordable.It’s a good idea to include the interest you’ll pay in your final cost estimate. If you can afford to pay a larger down payment, you can reduce your total costs and the amount of time it’ll take to pay off the loan.
Solar Panel Installation Company
The solar company you go with to handle your switch to solar energy can have an effect on your total costs. There are about 3 solar installation companies operating in Half Moon Bay, and each can charge different amounts for labor and equipment.Companies that only sell products with high efficiency and therefore a higher price point — like Maxeon solar panels from SunPower or Tesla Powerwall batteries — so choosing those installers will generally cost more. It’s best to do some research and go with the company that provides the products, warranties and services you’re looking for and also is within your budget.
Solar Panel Cost Data by System Size
| System size | Cost per system watt | Solar system cost | 25-Year savings | Payback period |
|---|---|---|---|---|
| 6 kW | $3.61 | $15,157 | $36,328 | 7.4 years |
| 8 kW | $3.54 | $19,821 | $48,826 | 7.2 years |
| 10 kW | $3.47 | $24,290 | $61,518 | 7.1 years |
| 12 kW | $3.40 | $28,565 | $74,404 | 6.9 years |
| 14 kW | $3.33 | $32,646 | $87,485 | 6.8 years |
| 16 kW | $3.26 | $36,532 | $100,760 | 6.7 years |
| 18 kW | $3.19 | $40,224 | $114,230 | 6.5 years |
| 20 kW | $3.12 | $43,722 | $127,894 | 6.4 years |
How to Save on Solar Panels
The company that does your solar panel installation will affect the warranties and brands available to you, and it will also have an impact on your total cost. Since choosing a company can be a challenge, we have some tips to help you, such as:
- Contract: Read the contract terms closely to make sure you understand the total cost, completion timeline incentives and warranties.
- Reputation: The North American Board of Certified Energy Practitioners (NABCEP) is a well-established certification organization for renewable energy professionals. If your solar panel installer is NABCEP-certified, it most likely has a solid reputation and is qualified to get the job done well. Another way you can look into your installer’s reputation is by reading reviews.
- Installation Process: When making the switch to solar, it’s important to maintain an open line of communication with your solar panel installer. Confirm that you understand how the installation process works and the project timeline.
- Solar Panel Brands: Not all solar installers have the same brands of solar panels, so the brand and type of panel you want can play a big role in the company you hire.
EcoWatch's Half Moon Bay, CA Solar Cost FAQs
How much does it cost to install solar panels in Half Moon Bay?
This is a difficult question to answer exactly, because the cost depends on a variety of factors. Broadly speaking, it costs about $17,350 for a 5-kW system and $34,700 for a 10-kW system after the ITC is applied. You can expect to pay more if you want other solar equipment or higher quality panels, or if you have above-average energy usage. Conversely, you can spend less if you choose a smaller solar panel system or less efficient solar panels.
Should I lease or buy solar panels in Half Moon Bay?
Leasing solar panels can be an appealing choice, as it usually comes with low or $0 upfront payments. The downside is that you won’t be able to save as much. If you lease, you don’t own the system, so you can’t claim any incentives and your home value won’t increase. Buying solar panels is a better option if you want to maximize your savings.
Is it worth going solar in Half Moon Bay?
Solar panels can be a fruitful investment for most homeowners, but they might not be worth it for everyone. If your home doesn't get enough sunlight and/or your electricity bills are already pretty low, solar panels might not be for you.
How often do you have to replace solar panels?
Although the average lifespan of solar panels is 25 to 30 years, that doesn't mean they stop working completely at that time. What this means is the amount of energy they produce will have decreased significantly after that point. You can choose to replace them after having them for that long or you can continue to use them at a lower efficiency.
Our goal is to reach as many people as we can with sensible solutions like solar energy. Our team of full-time local researchers collects solar price and installation data for every city in America then compiles it to create these digestible city guides. If you want to read our solar expert's opinion on the top solar companies featured here, follow this link.