With more than 91 million Americans having $5.6 trillion invested in the five major fund families that control recordkeeping at 75 percent of all employer-sponsored retirement plans, you've got to figure that many people are investing in companies not aligned with their values. With divest from fossil fuel campaigns gaining significant momentum, even if you want to divest from carbon, how can you really be sure your money is invested in companies you want to see prosper?
Fortunately for people that want to make sure their money isn't underwriting the fossil fuel industry, a new free-to-the-public web tool is now available—FossilFreeFunds.org. Launched today by the shareholder advocacy nonprofit As You Sow, Fossil Free Funds is the first website that allows investors to compare mutual funds' holdings against the Carbon Underground 200 list—the 100 largest coal and 100 largest oil/gas companies—fossil-fired utilities and coal holdings. With a tool this powerful, people can now rest assured that their investments aren't contributing to climate change.
And, for those interested in joining the thousands of foundations and individuals, with assets totaling more than $50 billion, as of September 2014, to take the Divest-Invest pledge to decarbonize their investments, stripping these companies from one's portfolio is the minimum requirement.
“Since the beginning of the divestment movement, investors have been clamoring for transparency and a way to identify how they can use their portfolios to actively combat climate change," said Andrew Behar, As You Sow's CEO. “We developed FossilFreeFunds.org after we realized that our own 401(k) was composed of mutual funds that had major oil, gas and coal extraction companies—but we had no idea. We figured that if we didn't know, then probably no one did. This tool gives everyone the power to truly know what they own, so they can own what they own."
As You Sow uses Morningstar fund holding data in collaboration with Carbon Underground 200, Carbon Tracker Initiative, BrightScope and HIP investor. The online tool reveals where fossil fuel holdings are hiding in 1,500 of the most-held mutual funds. Since the five major fund families—including Fidelity, Vanguard and TIAA-CREF—do not offer any diversified mutual funds that are socially responsible and free of the 200 largest fossil fuel companies, consumers have lacked the information and transparency they need to make adequate decisions about where to invest their money.
“With comprehensive fund holdings data, we are able to provide greater transparency and help investors better evaluate the sustainable and ethical effect of their investments," said Joanna McGinley, head of global redistributor solutions for Morningstar. According to Julie Fox Gorte, senior vice president for sustainable investing at Pax World Management LLC, “There are many things investors can do to address the risks created by climate change, especially the risks created by combustion of fossil fuels. One is to avoid fossil fuel stocks."
Interested in going completely “fossil free" with your investments? Fossil Free Funds provides an easy-to-use platform which screens for coal, smaller oil/gas companies, service industries (e.g. Halliburton) and fossil-fired utilities.
As You Sow explains, "Funds that are clear of investments in a given segment earn a green badge. Funds can earn a maximum of five badges. Out of the 1,500 funds with the highest plan count, only 12 diversified and SRI funds have earned the five badge rating, including Parnassus Endeavor fund (PARWX), Portfolio 21 Global Equity (PORTX), USA Mutuals Barrier (VICEX), Brown Advisory Sustainable Growth (BAWAX), PAX World Growth (PXGAX), Green Century Balanced (GCBLX), Gabelli SRI (SRIGX) and Shelton Green Alpha (NEXTX)."
Here's an example of searching the SPDR S&P 500 ETF on FossilFreeFunds.org:
According to a survey conducted earlier this year by the Morgan Stanley Institute for Sustainable Investing, 71 percent of active individual investors describe themselves as interested in sustainable investing, while nearly 65 percent believe sustainable investing will become more prevalent over the next five years, with millennials and women at the forefront of sustainable investing. The Fossil Free Funds tool helps empower these consumers to get to the bottom of where oil, gas and coal investments are hiding in their portfolios, so they can sell mutual funds that don't align with their objectives and reinvest in funds that do, or work with their financial advisors to divest and reinvest.
But what happens if employees options don't provide a fossil free alternative? Consumers can download a 401(k) toolkit to help them advocate with their retirement plan administrators to include fossil free investment options.
According to Fox Gorte, "At some point, fossil fuels will be stranded assets; this is already happening to coal, the dirtiest of fossil fuels. Michael Bloomberg recently noted that in his blog, 'Obama Didn't Kill Coal, the Market Did.' Citigroup recently reported that if we are to limit future warming to 2ᵒ C, $100 trillion worth of fossil fuel reserves will become stranded assets. This won't happen overnight, but however it does, investors who are not prepared for it will wish they were."
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By Jake Johnson
In a move that environmentalists warned could further imperil hundreds of endangered species and a protected habitat for the sake of profit, President Donald Trump on Friday signed a proclamation rolling back an Obama-era order and opening nearly 5,000 square miles off the coast of New England to commercial fishing.
Why You Should Wash Fresh Produce<p>Global pandemic or not, properly washing fresh fruits and vegetables is a good habit to practice to minimize the ingestion of potentially harmful residues and germs.</p><p>Fresh produce is handled by numerous people before you purchase it from the grocery store or the farmers market. It's best to assume that not every hand that has touched fresh produce has been clean.</p><p>With all of the people constantly bustling through these environments, it's also safe to assume that much of the <a href="https://www.healthline.com/nutrition/fresh-vs-frozen-fruit-and-vegetables" target="_blank">fresh produce</a> you purchase has been coughed on, sneezed on, and breathed on as well.</p><p>Adequately washing fresh fruits and vegetables before you eat them can significantly reduce residues that may be left on them during their journey to your kitchen.</p><p><strong>Summary</strong></p><p><strong></strong>Washing fresh fruits and vegetables is a proven way to remove germs and unwanted residues from their surfaces before eating them.</p>
Best Produce Cleaning Methods<p>While rinsing fresh produce with water has long been the traditional method of preparing fruits and veggies before consumption, the current pandemic has many people wondering whether that's enough to really clean them.</p><p>Some people have advocated the use of soap, <a href="https://www.healthline.com/nutrition/white-vinegar" target="_blank">vinegar</a>, lemon juice, or even commercial cleaners like bleach as an added measure.</p><p>However, health and food safety experts, including the Food and Drug Administration (FDA) and Centers for Disease Control (CDC), strongly urge consumers not to take this advice and stick with plain water.</p><p>Using such substances may pose further health dangers, and they're unnecessary to remove the most harmful residues from produce. <a href="https://www.healthline.com/health/chlorine-poisoning" target="_blank">Ingesting commercial cleaning chemicals</a> like bleach can be lethal and should never be used to clean food.</p><p>Furthermore, substances like lemon juice, vinegar, and produce washes have not been shown to be any more effective at cleaning produce than plain water — and may even leave additional deposits on food.</p><p>While some research has suggested that using neutral electrolyzed water or a baking soda bath can be even more effective at removing certain substances, the consensus continues to be that cool tap water is sufficient in most cases.</p><p><strong>Summary</strong></p><p><strong></strong>The best way to wash fresh produce before eating it is with cool water. Using other substances is largely unnecessary. Plus they're often not as effective as water and gentle friction. Commercial cleaners should never be used on food.</p>
How to Wash Fruits and Vegetables With Water<p>Washing fresh fruits and vegetables in cool water before eating them is a good practice when it comes to health hygiene and food safety.</p><p>Note that fresh produce should not be washed until right before you're ready to eat it. Washing fruits and vegetables before storing them may create an environment in which bacterial growth is more likely.</p><p>Before you begin washing fresh produce, <a href="https://www.healthline.com/health/how-long-should-you-wash-your-hands" target="_blank">wash your hands well</a> with soap and water. Be sure that any utensils, sinks, and surfaces you're using to prepare your produce are also thoroughly cleaned first.</p><p>Begin by cutting away any bruised or visibly rotten areas of fresh produce. If you're handling a fruit or vegetable that'll be peeled, such as an orange, wash it before peeling it to prevent any surface bacteria from entering the flesh.</p><p>The general methods to wash produce are as follows:</p><ul><li><strong>Firm produce.</strong> Fruits with firmer skins like apples, lemons, and pears, as well as <a href="https://www.healthline.com/nutrition/root-vegetables" target="_blank">root vegetables</a> like potatoes, carrots, and turnips, can benefit from being brushed with a clean, soft bristle to better remove residues from their pores.</li><li><strong>Leafy greens.</strong> Spinach, lettuce, Swiss chard, leeks, and cruciferous vegetables like Brussels sprouts and bok choy should have their outermost layer removed, then be submerged in a bowl of cool water, swished, drained, and rinsed with fresh water.</li><li><strong>Delicate produce.</strong> Berries, mushrooms, and other types of produce that are more likely to fall apart can be cleaned with a steady stream of water and gentle friction using your fingers to remove grit.</li></ul><p>Once you have thoroughly rinsed your produce, dry it using a clean paper or cloth towel. More fragile produce can be laid out on the towel and gently patted or rolled around to dry them without damaging them.</p><p>Before consuming your fruits and veggies, follow the simple steps above to minimize the amount of germs and substances that may be on them.</p><p><strong>Summary</strong></p><p><strong></strong>Most fresh fruits and veggies can gently be scrubbed under cold running water (using a clean soft brush for those with firmer skins) and then dried. It can help to soak, drain, and rinse produce that has more dirt-trapping layers.</p>
The Bottom Line<p>Practicing good food hygiene is an important health habit. Washing fresh produce helps minimize surface germs and residues that could make you sick.</p><p>Recent fears during the <a href="https://www.healthline.com/coronavirus" target="_blank">COVID-19 pandemic</a> have caused many people to wonder whether more aggressive washing methods, such as using soap or commercial cleaners on fresh produce, are better.</p><p>Health professionals agree that this isn't recommended or necessary — and could even be dangerous. Most fruits and vegetables can be sufficiently cleaned with cool water and light friction right before eating them.</p><p>Produce that has more layers and surface area can be more thoroughly washed by swishing it in a bowl of cool water to remove dirt particles.</p><p>Fresh fruits and vegetables offer a number of healthy nutrients and should continue to be eaten, as long as safe cleaning methods are practiced.</p>
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By Danielle Nierenberg
Following the murder of George Floyd by police in Minneapolis, people around the United States are protesting racism, police brutality, inequality, and violence in their own communities. No matter your political affiliation, the violence by multiple police departments in this country is unacceptable.
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From the mythical minotaur to the mule, creatures created from merging two or more distinct organisms – hybrids – have played defining roles in human history and culture. However, not all hybrids are as fantastic as the minotaur or as dependable as the mule; in fact, some of them cause human diseases.
When Looking Through a Microscope Isn’t Close Enough.<p>For the last few years, <a href="http://www.rokaslab.org/" target="_blank">our team at Vanderbilt University</a>, <a href="https://www.researchgate.net/lab/Gustavo-Goldman-Lab" target="_blank">Gustavo Goldman's team at São Paulo University in Brazil</a> and many other collaborators around the world have been collecting samples of fungi from patients infected with different species of <em>Aspergillus</em> molds. One of the species we are particularly interested in is <a href="https://doi.org/10.1006/rwgn.2001.0082" target="_blank"><em>Aspergillus nidulans</em>, a relatively common and generally harmless fungus</a>. Clinical laboratories typically identify the species of <em>Aspergillus</em> causing the infection by examining cultures of the fungi under the microscope. The problem with this approach is that very closely related species of <em>Aspergillus</em> tend to look very similar in their broad morphology or physical appearance when viewing them through a microscope.</p><p>Interested in examining the varying abilities of different <em>A. nidulans</em> strains to cause disease, we decided to analyze their total genetic content, or genomes. What we saw came as a total surprise. We had not collected <em>A. nidulans</em> but <em>Aspergillus latus</em>, a close relative of <em>A. nidulans</em> and, as we were to soon find out, <a href="https://doi.org/10.1016/j.cub.2020.04.071" target="_blank">a hybrid species that evolved through the fusion of the genomes</a> of two other <em>Aspergillus</em> species: <em>Aspergillus spinulosporus</em> and an unknown close relative of <em>Aspergillus quadrilineatus</em>. Thus, we realized not only that these patients harbored infections from an entirely different species than we thought they were, but also that this species was the first ever <em>Aspergillus</em> hybrid known to cause human infections.</p>
Several Different Fungal Hybrids Cause Human Disease.<p>Hybrid fungi that can cause infections in humans are well known to occur in several different lineages of single-celled fungi known as yeasts. Notable examples include multiple different species of <a href="https://doi.org/10.1002/yea.3242" target="_blank">yeast hybrids</a> that cause the human diseases <a href="https://rarediseases.info.nih.gov/diseases/6218/cryptococcosis" target="_blank">cryptococcosis</a> and <a href="https://www.cdc.gov/fungal/diseases/candidiasis/index.html" target="_blank">candidiasis</a>. Although pathogenic yeast hybrids are well known, our discovery that the <em>A. latus</em> pathogen is a hybrid is a first for molds that cause disease in humans.</p>
(Left) Candida yeasts live on parts of the human body. Imbalance of microbes on the body can allow these yeasts, some of which are hybrids, to grow and cause infection. (Right) Cryptococcus yeasts, including ones that are hybrids, can cause life-threatening infections in primarily immunocompromised people. Centers for Disease Control and Prevention<p><a href="https://doi.org/10.1371/journal.ppat.1008315" target="_blank">Why certain <em>Aspergillus</em> species are so deadly</a> while others are harmless remains unknown. This may in part be because <a href="https://doi.org/10.1016/j.fbr.2007.02.007" target="_blank">combinations of traits, rather than individual traits</a>, underlie organisms' ability to cause disease. So why then are hybrids frequently associated with human disease? Hybrids inherit genetic material from both parents, which may result in new combinations of traits. This may make them more similar to one parent in some of their characteristics, reflect both parents in others or may differ from both in the rest. It is precisely this mix and match of traits that hybrids have inherited from their parental species that <a href="https://www.nytimes.com/2010/09/14/science/14creatures.html" target="_blank">facilitates their evolutionary success</a>, including their ability to cause disease.</p>
The Evolutionary Origin of an Aspergillus Hybrid.<p>Multiple evolutionary paths can lead to the emergence of hybrids. One path is through mating, just as the horse and donkey mate to create a mule. Another path is through the merging or fusion of genetic material from cells of different species.</p><p>It is this second path that appears to have been taken by our fungus. <em>A. latus</em> appears to have two of almost everything compared to its parental species: twice the genome size, twice the total number of genes and so on. But unlike other hybrids, which are often sterile like the mule, we found that <em>A. latus</em> is capable of reproducing both asexually and sexually.</p><p>But how distinct were the parents of <em>A. latus</em>? By comparing the parts contributed by each parent in the <em>A. latus</em> genome, we estimate that its parents are approximately 93% genetically similar, which is about as related as we humans are with lemurs. In other words, <em>A. latus</em>, an agent of infectious disease, is the fungal equivalent of a human-lemur hybrid.</p>
How A. Latus Differs From its Parents.<p>Elucidating the identity of closely related fungal pathogens and how they differ from each other in infection-relevant characteristics is a key step toward reducing the burden of fungal disease. For example, we found that <em>A. latus</em> was three times more resistant than <em>A. nidulans</em>, the species it was originally identified as using microscopy-based methods, to one of the most common antifungal drugs, <a href="https://www.drugbank.ca/drugs/DB00520" target="_blank">caspofungin</a>. This result provides a clear example of the potential importance of accurate identification of the <em>Aspergillus</em> pathogen causing an infection.</p><p>We also examined how <em>A. latus</em> and <em>A. nidulans</em> interact with cells from our immune system. We found that immune cells were less efficient at combating <em>A. latus</em> compared to <em>A. nidulans</em>, suggesting the hybrid fungus may be trickier for our immune systems to identify and destroy.</p><p>In the midst of the COVID-19 pandemic, our quest to understand <em>Aspergillus</em> pathogens is becoming more urgent. Growing evidence suggests that <a href="https://doi.org/10.1111/myc.13096" target="_blank">a fraction of COVID-19 patients are also infected with <em>Aspergillus</em>.</a> More worrying is that these <a href="https://doi.org/10.3201/eid2607.201603" target="_blank">secondary <em>Aspergillus</em> infections</a> can worsen the clinical outcomes for those infected with the novel coronavirus. That being said, we stress that little is known about <em>Aspergillus</em> infections in COVID-19 patients due to a lack of systematic testing, and none of the infections identified so far appear to have been caused by hybrids.</p><p>So, when it comes to hybrids, some are fantastic (the minotaur), some are helpful (the mule) and some are dangerous (<em>Aspergillus latus</em>). Understanding more about the biology of <em>Aspergillus latus</em> may help in our understanding of how microbial pathogens arise and how to best prevent and combat their infections.</p>
This Saturday, June 6, marks National Trails Day, an annual celebration of the remarkable recreational, scenic and hiking trails that crisscross parks nationwide. The event, which started in 1993, honors the National Trail System and calls for volunteers to help with trail maintenance in parks across the country.
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